Credit Card Payments Online

credit card payments online

Contractors That Don’t Accept Credit Cards Are Losing Business

Cash is a thing of the past and plastic is the name of the game in the trades community! If a contractor cannot offer a customer the option of paying by credit card the job often goes to another contractor who can offer that possibility. Now cash isn’t bad but in general people do not have access to large enough sums for the jobs contractors are providing, which leads to a problem in terms of payment. The popular solution is to pay by credit card – as a trades worker make sure you can tell your customer that you accept credit cards so that you are given the job and it doesn’t go to the next person on the list.

If you decide to accept credit cards one huge benefit is that you are paid almost instantly and it doesn’t matter how long the customer takes to pay off the credit card charge. Our economy is not fantastic right now, but many people still have credit cards with funds available. If you can offer them that option it may be more appealing and than cash because it gives themflexibility with their finances.

One of the nice things about credit cards as a form of payment is that you don’t need fancy equipment to give customers that option. It is as simple as using your cell phone to process transactions . The 1-800 telephone number will be given to you and then all you do is follow the prompts to guide you through the payment. Money is deposited in as little as two business days directly into your business account. These accounts are typically called ‘MO/TO merchant accounts‘ and take very little time to set up and your company can advertise that they accept all major credit cards.

People searching online or in the yellow pages will specifically look for someone who can accept credit cards. It’s a simple way to make sure you get the contract job, it’s giving your customers more options without much work on your end.  Therefore, if you are a Contractor be sure to get yourself set-up with a merchant account ASAP.

Paylock Online Credit Card Payment Processing Solution

What’s the best way to take credit card payments online?

I have a store, an eBay store, and a seperate internet store. I accept payments online through PayPal, but I have a credit card terminal in my brick & mortar store so I can run cards when the numbers are given over the phone. The problem is that people who select the “Credit Cards” option on eBay, or who would like to pay that way on my store, have to be instructed to call in the payment, and they often just don’t. If it was a click-to-pay sort of thing, though, I’m sure they would pay far more often. But I am not sure the best way to go about this.

Yes, you can accept payments through PayPal without the payer creating an account. This is the way our HOA accepts credit card payments. YOU need to create a commercial PayPal account. You also need to create a few web pages that will point the user to your PayPal payment pages.