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How to get a Credit Card?
I want full details about getting a credit card, I have no pervious credit nor bank account (No credit history)…so what you recommend me? Standard Credit Card or Secured Credit Card? And what things I will need to pay for? I should have a minimum amount of money as bank account? What to do if card expired? What are other fees like ATM ones? What could happen if I didn’t make transactions for long time? Will the credit gone? Or I will be asked to pay fine or that? Is credit card is electronic way typically of what we do with checks? I’ll need MasteCard…What’s more comperhensive…Debit or Credit Card and which one is the most widely used and what’s the best? How do you think a Secured Card will cost in comparison between it and normal Card?. Please I need full details explained simply!!
Get a “Credit Builder” VISA Credit Card from Bank of America., it cost you $39.00 a year for the first two years. go to any Bank of America branch and tell them you want to apply for a regular VISA, once they rejected you on that one, their Credit Builder VISA kicks in. You’ll get ONLY a $500.00 Credit Line, and you can’t ask for more since this a credit builder card. On the one year anniversary, based on your performance, Bank Of America will increase your Credit Line to $1,000. and Again, you CANNOT ask for increments.
