credit card with best rewards program
Chase Freedom Ultimate Rewards Program
What is the best credit card for 1st time users? I need it to shop online-generally (personal reasons).?
I am 19 years old and I really need to begin establishing my credit. I have read about what to look for in a credit card and what to watch out for, such as: no (hidden, setup, annual, etc) fees, no minimum balance, 0% to good interest rates, etc.
and to look for good reward programs if I’ll be using it often (which would be yes because I hate shopping at stores, isn’t it tedious?), online payment options etc.
The problem is that many of these great benefits that you should look for, truly, are offered and exclusive to people with good credit, it seems. I have no credit whatsoever and it seems as if there are Capital One’s in every corner of my town. I know it’s popular amongst 1st time users and I’m trying to open a savings/checking account and getting a credit/debit card. Any suggestions for the best credit card? name of it? or bank?
I have been seriously considering Charles Schwab’s checking account because it seems fantastic! is Charles Schwab’s, generally, a good bank?
Look into this website, they have some excellent information about your question:
http://the–credit-cards.blogspot.com/
http://secured-credit–cards.blogspot.com/