credit reporting agency
Credit Bureaus vs. Credit Reporting Agencies
How can I request Credit Reporting agency to correct their report?
I got a free Credit Report (online) that gives my credit score too. In the report I saw a Collection agency activity which is incorrect as I paid off the money long ago. How can I correct the matter? How do I formally let the agencies know about it?
If it is an error on their part and the money was there all along, then you can call them and ask to speak to a supervisor to have the credit report bid retracted. They will likely ask you for a copy of your bank statement showing the date the payment was withdrawn from your bank.