experian credit bureau
What is a Credit Bureau? – Jon Lovitz and Experian
Is Transunion the only credit bureau that matters?
Seriously, about a little more than 100% of all important business check your credit report from transunion. Whats the point of the other Experian and Equifax? I looked at all 3 reports and all inquiries were on transunion.
It actually depends on which part of the country you are in. There was a time when these companies were region specific and were independant of each other. In my part of the country, Equifax provides the majority of accurate information when I pull someone’s credit. Also, lenders now utilize all 3 bureaus to get a median score for you.
I would guess that you are in the middle of the US somewhere if Transunion seems to get pulled more.
These companies have done business with one bureau for a long time and the cost has remained low so they don’t bother to utilize other companies due to cost.