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How do I consolidate secured loans that currently hold collateral?
I have a few loans that I am having trouble keeping up payments because of my low income as being a part time employee at Lowe’s. My hours change due to budget, therefore my income changes. I really want to pay all four of these loans but I have a one year old daughter to take care of and they are threatening legal action.
Unfortunately, secured loans very difficult to consolidate. And if you’re already having money problems and low income it will be almost impossible to find anyone willing to do anything.