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Mortgage Modification Success Rate

 

Although just about every property owner is eligible for a loan modification, each owner also faces a sliding scale of difficulty in negotiations with their lender. Some owners, such as those with one property, low-incomes and adjustable rate mortgages, are accepted automatically. Others owners, such as those with multiple properties, incomes that have fallen but used to be high, or fixed-rate mortgages face a much more difficult negotiation.

 

Able Financial Solutionsanchor text exists to help owners who face an uphill climb in their negotiations. Homeowners that have attempted a home loan modification and have been turned down, even after trial payments. We know the frustration you have faced and the time you have wasted.

 

Able Financial Solutions has the strategy, the know how, we understand how important your home is to you. We are here to help tell your story and help improve your bargaining position, but ultimately it is you who succeeds, not us.

 

As much as we enjoy telling the world about individual clients we’ve helped, the one client who really counts is you. We consider every individual we counsel and guide as a successfulanchor text outcome. Some clients are better off not using our services, as they can achieve a beneficial loan modification on their own. Other clients may be eligible for our services, yet choose to explore some other avenues we recommend to resolve their problems.

 

Although not every homeowner qualifies for a modification after our initial interview and analysis, every modification we pursue will result in changes to one or more of the five mortgage terms at issue in the loan modification negotiation.

 

What is a successful loan modification? Let’s look at a typical loan we recently modified.

Client F.H. calls and speaks with an analyst August 23rd 2010, fearful because he received a Notice of Sale date, he was seven months past due and just turned down one month ago for a loan modification. He owed over $22,000. in past due payments and late fees. The lender set the sale date for September 23rd 2010. August 26th F.H. called back and asked Able Financial Solutions to represent him. The home loan modification outcome was completed September 21st, payments were reduced from $2,453. to $1,550. for the next 60 months. All the past due amounts ($22,515) were negotiated and reduced by greater than half ($10,000), and placed at the end of the loan.anchor text

No sale of the home, huge reduction in payments, dramatically reduced past due amount, no upfront fees, all on a loan which the home owner had tried to modify not once but twice in the past year.

 

Will your modification be similar? Only your circumstances can determine the outcome of your loan modification.

Do we have this level of success often? Every mortgage or loan modification we complete has tremendous benefits for the homeowners.

 

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Is there a law against a 27 year old text messaging a 15 year old?

I know of a 27 year old male sending text messages to a 15 year old. Is that against the law? What can be done about this? Plus this is his phone he loaned to her so he could communicate with her. Is it against the law?

It depends on what the message is. But it doesn’t sound like he’s up to anything good.

Tell someone in authority about it — a teacher, her parents, your parents.

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